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When you are ready to get started with your home loan application process,
you'll need to have the following items in your possession.
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LOAN APPLICATION CHECKLIST.
Preferred Documentation for Purchases
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Most recent full 30 day pay stubs from each source of income for each borrower. |
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Most recent W-2 forms (2 years)
for each borrower. |
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If self-employed or commissioned, complete tax returns for the past two years. |
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Most recent statements (2 months) for each checking, savings, stock, money market, IRA, 401k and other liquid asset accounts. |
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Copy of purchase contract. |
Preferred Documentation for Refinance
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All of the above – Except
Purchase Contract. |
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Copy of your warranty deed. |
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Name and phone number of your homeowner insurance company. |
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Copy of your Current Mortgage Statement. |
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